Criminals do not take vacations! Check here for news about other people trying to get their hands on YOUR money. Updates on new and recurring scams can help protect you from fraud. The more you know, the safer your money remains.
Remember! GSB will never request account information via an email or ask you to click on a link to verify such personal account data.
Seniors...be aware of calls from
youths claiming to be a family member in immediate need of cash / check sent to Canada. If you have any questions or concerns, please contact one of the following GSB officers: David Kreiman
(847-832-0344); Pat Grimes (847-832-0850) or Pamela Aho (847-832-0153).
- Don't Feed The Virus
This malware so far targets over 25 financial institutions. Customers logging in may be asked to fill out a form asking for personal data to "perform a system update"
To protect your information and money, DO NOT CLICK ON LINK or supply any information.
- Fake Com Ed Calls
There are reports of phone calls supposedly from Com ED that talk of a problem with your payments. They have your Com Ed account number & payment history but would like your bank account or credit card info to fix the problem. DO NOT provide either...it's another scam to steal your money.
- Google Users Hacked
Some Google users are receiving an authentic looking email with the phrase "Mail Notice" or "Lookout Notice" warning that their Google email will be locked out in 24 hours, due to a lack of email storage space.
DO NOT click on the INSTANT INCREASE “to increase your Email storage automatically" as this redirects the user to a bogus Google login page where the user is prompted to put in their credentials. Once the hackers receive the credentials they have access to not just a victim's email, but to all Google documents, Google Play, Google+ and if the person uses the same login information for multiple sites, the hacker will also have access to those.
- 2014's Top 4 Scams - So Far
(Posted 3/4/14 - Provided by IdentityTheft 911®)
The year is young and the crooks have already stooped to new lows with tricks to get at your identity, money & credit. Be aware of the following:
1. Fake Funeral Notice
You receive an email inviting you to a service for a departed friend or relative with a link to click for details. They include a date but somehow forget to tell you the name of the "deceased".DO NOT CLICK - link will load malware on your computer.
2. The One-Ring Phone Call
Unless you're really quick, you're likely to miss a phone call that just rings once. Scammers count on that, and your curiosity to check the number of the call you missed. Those who call back the Caller ID displayed number are then connected to an adult entertainment service, chat line or other premium service that charges an international calling fee of about $20, with per-minute fees of $9 or higher. The displayed “callback” numbers have seemingly all-American area codes, but are, in fact, for countries in the Caribbean—and these foreign-based numbers can charge whatever they want.
3. Sticky ATM Keypads
Lazy identity thieves found an easier and cheaper way than card "skimmers" to stick it to you – literally. They just apply adhesive to certain keypad buttons – such as “enter,” “cancel,” and “clear” – to prevent consumers from completing their cash withdrawals after they’ve already inserted their card and typed PIN codes. As frustrated customers leave the machine to report the problem (tin foil is sometimes used to prevent cards from being returned), lie-in-wait crooks use a screwdriver to quickly release the keys to complete the transaction – and get cash.
4. Refund & Recovery Scams
To make a bad situation worse, people who have been victims of scammers have been contacted by the same crooks that purport to have a refund / recovery company that will replace the amount lost. BUT of course, you'll need to pay upfront. The scammers pretend to be from Microsoft, computer companies or security software providers who remotely noticed a virus. The catch: The scammers say they’ll issue refunds only if victims provide a bank or credit card account for a supposed direct-deposit reimbursement that never arrives.
- Not a Security Call
What seems like a security call from your credit card company could be the latest scam. Please read and remember to always confirm any unsolicited calls by contacting the card company number listed on your card.
Person calling says - 'This is (name) and I'm calling from the Security and Fraud Department at VISA (or MasterCard). My Badge number is 12460, your card has been flagged for an unusual purchase pattern, and I'm calling to verify. The caller has your account number but to "fully investigate" the fraudulent charge on your account they need one more piece of information. What the Scammer wants is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master Card directly for verification of their conversation. The real VISA will never ask for anything on the card, as they already know the information, since they issued the card! If you give the Scammer your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.
- Don't ignore $9.84
A mysterious $9.84 charge on your credit or debit card might be part of a massive, worldwide scam. Thieves are using stolen payment cards to make small charges that could easily go unnoticed. The charges are attributed to generic-looking websites such which claim to offer customer support services. You are urged to closely monitor past and current credit card statements and to call the actual card-issuing banks to resolve the issues.
- Tax Time Scam
It’s tax time and time to remember that the IRS will never contact
someone by email with requests for personal information or payment.
The IRS has stated that they will only contact people by mail.